Make Gains With Rocket Pro TPO Products

We provide partners diverse mortgage lending options, competitive rates, and regular promotions.

Our most popular products are outlined below. Contact our team for our full suite of products.

Conventional Loans

10, 15, 20, 25, And 30 Year Fixed

Conforming Fixed

Clients get lower monthly payments and a guaranteed, set interest rate for the life of the loan.

Qualifications:

Min. credit score required: 620

Min. down payment required: 3%

Max. loan amount:
$715,000*

*Subject to county loan limits

Click for more details

5, 7, And 10 Year Adjustable

Conforming Adjustable-Rate Mortgage (ARM)

For high interest rate environments where the mortgage rate starts off higher and can adjust if reduced over time.

Qualifications:

Min. credit score required: 620

Min. down payment required: 5%

Max. loan amount:
$647,200*

*Subject to county loan limits

10, 15, 20, 25, And 30 Year Fixed

High-Balance

For clients who need easier qualifications than a Jumbo Loan.

Benefits:

Min. credit score required: 580*

FICO score as low as 620

Loan-to-value ratio (LTV) up to 80% on cash-out properties

*Non-Rocket Serviced Clients have a minimum FICO of 620.

Click for more details

10, 15, 20, 25, And 30 Year Fixed

Temporary Buydown

Access to a reduced interest rate* for the first one to two years of the loan.

Overview:

Product Options: 1-0 and 2-1

Eligibility: Purchase-only Fannie, Freddie, FHA and VA fixed mortgages.

Example buydown contributors: Real Estate Agents, Home Sellers, Builders

*Additional terms and conditions may apply.

Click for more details

Non-Agency Loans

7 And 10 Year Adjustable

Jumbo Smart ARM

For clients who have loan amounts above high-balance loan limits with an Adjustable-Rate term.

Qualifications:

Min. credit score required: 700

Min. down payment required: 20%

Max. loan amount:
$2M

15 And 30 Year Fixed

Jumbo Smart Fixed

For clients who have loan amounts above high balance loan limits with a Fixed term.

Qualifications:

Min. credit score required: 680

Min. down payment required: 10.01%

Max. loan amount:
$2.5M

Government Loans

Fixed And ARM

FHA

For clients looking to purchase a home or refinance an existing mortgage with a product that has lower barriers to entry.

Qualifications:

Min. credit score required: 580

Min. down payment required: 3.5%

Max. loan amount:
$647,200*

*Subject to county loan limits

Click for more details

Fixed And ARM

VA

For qualified veterans, service members, and spouses.

Qualifications:

Min. credit score required: 580

Min. down payment required: 0%

Max. loan amount:
$647,200*

*Subject to county loan limits

Click for more details

Fixed

FHA Streamline

For clients who want to lower their monthly payments.

Benefits:

Min. credit score required: 580*

No appraisal needed

Reduced documentation requirements

Quicker turn times

*Non-Rocket Serviced Clients have a minimum FICO of 620.

Click for more details

Fixed

VA IRRRL Streamline

For clients who have an existing VA loan and want to lower their payments with a streamlined process.

Benefits:

Can refinance up to 120% of home value

Reduced funding fee is just 0.5% of the loan amount

No appraisal needed

FICO score as low as 620

Click for more details

Custom Term Loans

8-29 Year Fixed

YOURgage Custom Term

For clients who want flexibility outside of the traditional 15 and 30 year loan terms on standard or high-balance conventional loans.

Qualifications:

Min. credit score required: 620-680

Min. down payment required: 3%

Max. loan amount: $647,200*

*Subject to county loan limits

Click for more details

Affordable Loans

30 Year Fixed

Home Possible/Home Ready

For clients looking into affordable financing options for their primary residence. Home Ready and Home Possible supports credit worthy clients in lower income dynamics.

Also available in high-balance.

Qualifications:

Min. credit score required: 620

Min. down payment required: 3%

Max. loan amount: $647,200

30 Year Fixed

BorrowSmart

For clients looking for assistance with a home purchase. Freddie Mac BorrowSmart provides affordable financing for clients by providing down payment assistance and capped limits on investor loan level pricing adjustments.

Qualifications:

Min. credit score required: 620

Min. down payment required: 3%

Max. loan amount: $647,200

Click for more details

Help Clients Save With Private Mortgage Insurance Secured By Rocket

Reduce premiums paid over the life of your clients’ loan with our industry-leading mortgage insurance. For example, average private mortgage insurance (PMI) costs $30–$40 per month, which is equivalent to saving 1/8 interest rate paid.

Every Partner. Every Time. No Exceptions. No Excuses.

We deliver transparent communication, quick resolutions, and laser-focused solutions. 

When our partners succeed, we succeed.